Terms of Service

Last updated: July 2, 2026

Agreement to Terms

By accessing or using FinCalc (this website and its calculators), you agree to be bound by these Terms of Service. If you don't agree, please don't use the site.

The service

FinCalc provides free, browser-based financial calculators for informational and educational purposes. All calculations happen locally in your browser — no account, signup, or payment is required to use them.

Not financial, tax, or legal advice

Nothing on this site constitutes financial, investment, tax, accounting, or legal advice. Calculator results are estimates based on standard formulas and the numbers you enter — they don't account for your complete financial situation, applicable laws in your jurisdiction, or changing market conditions. Always consult a qualified professional before making financial decisions.

No guarantee of accuracy

We work to keep every calculator formula-correct, but we make no warranties — express or implied — about the accuracy, completeness, or reliability of any result. Financial rules such as tax brackets and contribution limits change over time and vary by country; verify anything that affects a real decision against current official sources.

Limitation of liability

To the fullest extent permitted by law, FinCalc and its operators are not liable for any loss or damage arising from your use of, or reliance on, this site or its calculators — including financial losses resulting from decisions made using calculator output.

Acceptable use

You agree not to misuse the site — including attempting to disrupt its operation, scraping it at abusive volume, or using it for any unlawful purpose.

Third-party links and advertising

This site may contain links to third-party websites and may display third-party advertising (see our Privacy Policy for details on cookies and ads). We aren't responsible for the content, accuracy, or practices of external sites.

Intellectual property

The site's design, code, and content are owned by FinCalc unless otherwise noted. You may use the calculators for personal or business purposes, but may not copy, redistribute, or resell the underlying site itself without permission.

Changes to the service or these terms

We may modify, suspend, or discontinue any part of the service at any time, and may update these Terms periodically. Continued use of the site after changes means you accept the updated Terms.

Contact

Questions about these Terms? Reach out at [your contact email here].

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This is a general-purpose Terms of Service template — a solid starting point, but please have it reviewed by a professional before relying on it, especially the liability and jurisdiction sections, to make sure it fits your specific situation and local law.