Personal Finance Calculators
The calculators here cover the money decisions most people run into repeatedly over a lifetime: loans, mortgages, taxes, savings, and retirement. If a decision involves your paycheck, your home, or your long-term savings, it's probably in this section.
Popular
Loan / EMI→
Enter the amount, rate, and term to see your exact monthly payment. Useful before signing any loan, so you know the real cost — not just the headline rate.Loan Eligibility→
See what loan amount you may qualify for based on income, debts, and credit profile. Check this before applying, so you don't waste a hard credit pull on a loan you won't get.Debt-to-Income Ratio→
Calculates your debt-to-income ratio and checks it against typical lender thresholds. Lenders use this number to decide approval — know it before they do.Loan Prepayment→
Shows the time and interest you'd save by paying extra toward your loan each month. Useful for deciding whether prepaying beats investing that extra cash instead.Refinance Break-Even→
Works out how many months it takes to recoup refinancing closing costs. Answers the real question: will refinancing actually save you money before you move or sell?Loan Comparison→
Compare up to three loan offers side by side on payment, total interest, and cost. Makes shopping multiple lenders simple instead of juggling separate quotes.PopularAuto Loan Calculator→
Car payment calculator with trade-in value, sales tax, and new-vs-used rates. Know your monthly payment and total cost before you're at the dealership finance desk.PopularTax Estimator→
Estimate your US federal tax, effective rate, and take-home pay from your income. Helps with paycheck planning, freelance quarterly estimates, or job-offer comparisons.PopularSalary Calculator→
Convert pay between hourly, daily, monthly, and yearly instantly. Handy when comparing job offers quoted in different formats, or negotiating a rate.PopularMortgage→
Full monthly payment including taxes, insurance, and PMI — not just principal and interest. Gives you the true number to compare against your budget before house-hunting.HELOC Calculator→
Estimates your borrowing power against home equity, plus draw and repayment schedules. Useful for planning a renovation or big expense funded by your home's equity.Rent vs Buy Calculator→
Projects your net worth over time under renting vs buying, and finds the break-even year. Removes the guesswork from the biggest financial decision most people make.Mortgage Comparison→
Compare up to three mortgage offers at once on rate, payment, and total cost. Built for when you have multiple lender quotes and need to see them side by side.PopularSavings Estimator→
Projects compound growth on your savings and shows how long it takes to double. Good for setting realistic expectations before you pick a savings account or CD.Inflation Calculator→
Shows what a sum of money was, is, or will be worth after inflation. Useful for translating an old salary, price, or goal into today's purchasing power.Provident Fund Calculator→
Projects EPF/PF maturity value from your contributions, employer match, and interest rate. Helps you sanity-check what you'll actually have at retirement.PopularRetirement Planner→
Checks whether your current savings rate puts you on track for retirement, adjusted for inflation. The core number to know before assuming you're saving "enough."Social Security Estimator→
Shows how claiming at 62 vs full retirement age vs 70 changes your monthly benefit. A few years' difference in timing can mean tens of thousands over your lifetime.Popular401(k) Calculator→
Projects your 401(k) balance at retirement, including employer match and contribution growth. Useful for checking if you're leaving free employer money on the table.Millionaire Calculator→
Estimates the age you'll cross $1,000,000 at your current savings pace. A motivating, concrete milestone rather than a vague long-term goal.FIRE Calculator→
Calculates years to financial independence based on your savings rate and expenses. The core number behind any FIRE (Financial Independence, Retire Early) plan.Net Worth Calculator→
Totals your assets and liabilities into one net worth number, with a liquidity and debt-to-asset breakdown. The single best snapshot of your overall financial position.Snowball vs Avalanche→
Compares the snowball and avalanche payoff strategies to show which clears your debt faster and cheaper. Removes the guesswork from picking a payoff order.PopularDebt Payoff Planner→
Builds a custom payoff plan across all your debts and shows the interest it will save. Turns a pile of balances into one clear, ordered plan.Credit Card Payoff→
Compares paying the minimum vs a fixed payment on credit card debt, and the real cost difference. Minimum payments can take over a decade — this shows exactly how much that costs you.Rental Yield→
Calculates gross and net rental yield against a property's purchase price. A quick way to screen whether a rental property is actually a good deal.Rental Property→
Projects cash flow, returns, and a 10-year outlook for a rental property investment. Goes beyond yield to show the full financial picture before you buy.Savings Goal Calculator→
Works out the monthly amount needed to hit a savings target by a specific date. Turns a vague goal like "save for a wedding" into an actual monthly number.Popular50/30/20 Budget Calculator→
Checks your actual spending against the 50/30/20 rule for needs, wants, and savings. A fast gut-check on whether your budget is balanced or overextended.Emergency Fund Calculator→
Calculates how big your emergency fund should be and how long it'll take to build. Answers "how much is enough" instead of guessing at a round number.Financial Health Score→
Scores your overall financial health out of 100 across savings, debt, and spending. One number to track progress instead of juggling a dozen separate metrics.Life Insurance Needs→
Estimates the life insurance coverage your family would actually need, based on income and obligations. Avoids both under-insuring and overpaying for coverage you don't need.Health Insurance Cost→
Compare two health plans by their true total annual cost, not just the premium